TATA AIG - Superlite (Insurance Reimbursement)

An ESR test measures the rate at which red blood cells (erythrocytes) settle (sediment) in one hour at the bottom of a tube that contains a blood sample.

When there is inflammation in the body, certain proteins, mainly fibrinogen, increase in the blood. This increased amount of fibrinogen causes the red blood cells to form a stack (rouleaux formation) that settles quickly due to its high density, leading to an increase in the ESR.

An ESR test is a non-specific measure of inflammation and can be affected by conditions other than inflammation. This test cannot identify the exact location of the inflammation in your body or what is causing it. Hence, an ESR test is usually performed along with a few other tests to identify or treat possible health concerns.

An HbA1c (Glycosylated Hemoglobin) test precisely measures the percentage of sugar-coated or glycated hemoglobin in your blood. The test results represent the proportion of hemoglobin in your blood that has been glycated. 

Hemoglobin, a vital protein found in red blood cells, is responsible for transporting oxygen throughout the body. Hemoglobin A is the most abundant form of hemoglobin, and when blood sugar levels increase, a higher proportion of hemoglobin A becomes glycated. As red blood cells have a lifespan of approximately 120 days, the sugar molecules remain attached to the hemoglobin for the duration of the cell's life. Consequently, the HbA1c test offers insight into your average blood sugar levels over the past 8 to 12 weeks.

The CBC (Complete Blood Count) test measures the number of red blood cells (RBCs), white blood cells (WBCs), and platelets. Each of these blood cells performs essential functions–RBCs carry oxygen from your lungs to the various body parts, WBCs help fight infections and other diseases, and platelets help your blood to clot. Therefore, determining their levels can provide significant health information. A CBC test also determines the hemoglobin level, a protein in RBC that carries oxygen from the lungs to the rest of your body. Evaluating all these components together can provide important information about your overall health.

This further contains

• Differential Leukocyte Count
• Red Blood Cell Count
• Hb (Hemoglobin)
• Platelet Count
• Total Leukocyte Count
• Hematocrit
• Mean Corpuscular Volume
• Mean Corpuscular Hemoglobin
• Mean Corpuscular Hemoglobin Concentration
• Absolute Leucocyte Count
• Mean Platelet Volume
• PDW
• RDW CV

An RBS (Random Blood Sugar) test is done to measure the levels of glucose at any time of the day. This test provides a speedy diagnosis of diabetes. It is also helpful in identifying diabetic patients who require a supplementary dose of insulin in case of an emergency. 

The Urine R/M (Urine Routine & Microscopy) test involves gross, chemical, and microscopic evaluation of the urine sample.

1. Gross examination: It involves visually inspecting the urine sample for color and appearance. Typically, the urine color ranges from colorless or pale yellow to deep amber, depending on the urine’s concentration. Things such as medications, supplements, and some foods such as beetroot can affect the color of your urine. However, unusual urine color can also be a sign of disease.

   In appearance, the urine sample may be clear or cloudy. A clear appearance is indicative of healthy urine. However, the presence of red blood cells, white blood cells, bacteria, etc., may result in cloudy urine, indicating conditions such as dehydration, UTIs, kidney stones, etc. Some other factors, such as sperm and skin cells, may also result in a cloudy appearance but are harmless.

2. Chemical examination: It examines the chemical nature of the urine sample using special test strips called dipsticks. These test strips are dipped into the urine sample and change color when they come in contact with specific substances. The degree of color change estimates the amount of the substance present. Some common things detected include protein, urine pH, ketones, glucose, specific gravity, blood, bilirubin, nitrites, and urobilinogen.

3. Microscopic examination: This involves the analysis of the urine sample under the microscope for pus cells, red blood cells, casts, crystals, bacteria, yeast and other constituents.

This further contains

• Urobilinogen
• Ketone
• Nitrite
• Colour
• Appearance
• Specific Gravity
• Pus Cell
• Epithelial Cell
• Casts
• Crystals
• Protein Urine
• Ph for Urine
• Urine Glucose
• Yeast
• Red Blood Cells
• Leucocyte Esterase
• Blood
• Bilirubin
• Bacteria

The LFT (Liver Function Test) helps determine the health of the liver by measuring various key markers in the blood such as bilirubin, enzymes, and proteins. These components help detect inflammation, infection, diseases, etc., of the liver and monitor the damage due to liver-related issues.

This further contains

• Bilirubin (Total, Direct and Indirect)
• Gamma Glutamyl Transferase
• SGPT (Alanine Transaminase)
• Alkaline Phosphatase (ALP)
• SGOT
• Protein Total, Serum

The Lipid Profile, Non Fasting assesses the level of specific fat molecules called lipids in the blood and helps determine the risk of heart ailments. This test determines the amount of different types of lipids, including total cholesterol, low-density lipoprotein (LDL) cholesterol, very-low-density lipoprotein (VLDL) cholesterol, high-density lipoprotein (HDL) cholesterol, and triglycerides. Lipids play a pivotal role in the functioning of the body. They are crucial components of the cell membranes and hormones, provide cushioning, and are a storehouse of energy. Any alterations in the lipid levels may lead to potential heart ailments, and this makes their monitoring crucial.

This further contains

• Cholesterol - LDL
• Triglycerides
• Cholesterol - Total
• Cholesterol - HDL
• Very Low Density Lipoprotein
• Total Cholesterol/HDL Cholesterol Ratio
• LDL/HDL Ratio
• Non HDL Cholesterol