Written by: Ehsan Siddiqui
15 September 2025
Health insurance is like a safety net in times of trouble, yet many people still avoid buying it. Here’s a look at common reasons that stop people from buying health insurance.
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Many people are unaware of the benefits of health coverage or how it protects them from unexpectedly expensive medical bills. This information gap makes insurance seem needless or puzzling.
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A lot of people believe that the premiums are too expensive. People with lower incomes often think they would rather save the money themselves and view health insurance costs as an extra cost.
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People who are young and healthy believe they don't require insurance. However, without a policy, unforeseen mishaps or unexpected illnesses can put a strain on finances.
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Buyers are put off by insurance policies' seeming complexity, jargon, and fine print, as well as the inability to select a plan that meets their individual needs.
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People are hesitant because of previous rejections of claims and hidden conditions.This hesitancy comes from a lack of knowledge and transparency.
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