5 Tips to help you choose the right health insurance

             Written by: Ehsan Siddiqui

8 September 2025

Navigating health insurance can be confusing, but picking the correct plan is critical. The correct plan provides you with access to care when you need it most, financial stability, and peace of mind.

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Take the time to check your health before getting started. Are you a family man? Do you have any long-term health issues? Knowing your specific goals will assist you in finding the best fit.

Know Your Needs

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While purchasing a health plan that fits your needs is important, it's just as crucial that it fits your budget. You should choose a plan that strikes the ideal balance of benefits and cost.

Affordability

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When selecting a plan, be sure your preferred hospitals and doctors are part of their hospital network. Choose an insurance plan with a large global hospital network at all times.

Check The Hospital Network

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A good insurance policy not only helps in illness but also helps you stay healthy. Look for plans that offer wellness benefits, telemedicine consultations, or preventive checkups.

Prioritise Preventive Care

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A high claim settlement ratio suggests that the insurer is dependable and effective at resolving disputes. Always pick an insurance provider with a high ratio of trouble settlements to claims.

High Claim Settlement Ratio

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